With years of experience helping families achieve the dream of homeownership, we specialize in guiding first-time buyers through affordable loan options and down payment assistance programs across Southern California and Riverside County. Our team is dedicated to making the process simple, transparent, and tailored to your goals—so you can turn the key to your first home with confidence.

Hi, I’m Stephany Molina, a Branch Manager and Loan Officer passionate about helping people achieve their dream of homeownership. With years of experience guiding first-time homebuyers, I love making the process simple, supportive, and stress-free. I believe in self-healing, good nutrition, and the power of helping others, which are values I bring not only to life but to my work every day. Alongside my powerhouse team, I’m here to provide guidance, expertise, and encouragement so you can confidently take the steps toward your perfect home.
Our team at Team DPA at Western Capital Mortgage is fast, friendly, experienced and here to help you every step of the process!
We can get you prequalified online so you can make an offer with confidence that it will get accepted.
We will use our network of lenders to shop for the best rates and loan program to fit your needs.
Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.
Whatever your goals are we are here to help!
Click our prequalifier to get started!
We work conforming and non-conforming real estate loans.
Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
Email: TeamDPA@TeamDPA.com
Phone: (619) 994-4202
Address: 860 Kuhn Dr Suite. 201
Chula Vista ,CA 91914
Monday-Friday: 9am to 6pm
Saturday: By Appointments
Sunday: Closed
We can help you lock in a long term fixed rate and get out of your ARM.
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Get started with our easy online application.
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There are lots of good reasons to choose an FHA loan.
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