Start with Team DPA...

With years of experience helping families achieve the dream of homeownership, we specialize in guiding first-time buyers through affordable loan options and down payment assistance programs across Southern California and Riverside County. Our team is dedicated to making the process simple, transparent, and tailored to your goals—so you can turn the key to your first home with confidence.

40925 Stephany Molina1

Stephany L. Molina | NMLS #256549

Hi, I’m Stephany Molina, a Branch Manager and Loan Officer passionate about helping people achieve their dream of homeownership. With years of experience guiding first-time homebuyers, I love making the process simple, supportive, and stress-free. I believe in self-healing, good nutrition, and the power of helping others, which are values I bring not only to life but to my work every day. Alongside my powerhouse team, I’m here to provide guidance, expertise, and encouragement so you can confidently take the steps toward your perfect home.

Schedule Consultation

Our team at Team DPA at Western Capital Mortgage is fast, friendly, experienced and here to help you every step of the process!

How We Can Help Buy Your Dream House

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Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • icon Get Your Offer Accepted
  • icon Know Your Buying Range
Get Pre-Qualified
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Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • icon Shop Multiple Lenders
  • icon Lower rates, Lower Payments
Shop Rates
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Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • icon Hassle Free Funding
  • icon Get Your Dream House
Fund Your Dream House

Let's Help You...Get Your First Home|Find Your Dream House|Find A Great Rate|Get Qualified|Get Cash Out

Whatever your goals are we are here to help!
Click our prequalifier to get started!

Our Satisfied Clients

Latest Blog Posts

Purchasing

We work conforming and non-conforming real estate loans.

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

The Team DPA at Western Capital Mortgage Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

Team DPA at Western Capital Mortgage Address

Contact Us:

Phone: (619) 994-4202

Address: 860 Kuhn Dr Suite. 201
Chula Vista ,CA 91914

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: By Appointments
Sunday: Closed

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Apply Now

Get started with our easy online application.

CLICK HERE TO GET STARTED
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Latest News

FHA

There are lots of good reasons to choose an FHA loan.

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Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.